Investorville is an unmonitored community of message board users, and is designed to help users obtain financial information and share investing techniques. The majority of what you see posted on our boards comes from the members of our community -- that is, people like you wanting to talk with one another about money and finance. In nearly all cases, we have not met them and know nothing about them beyond what they've posted. Most of them are probably not formally educated or employed in the field of finance. No effort has been made to determine the validity of any statement presented in this forum, nor has any effort been made to ensure that those posting here are who they say they are. Some of the information presented here may prove to be, either intentionally or unintentionally, misleading or wrong. Information obtained on message boards is no substitute for independent research, and it's not a good idea to trade or make any investment decisions based solely or largely on information obtained in message boards. Even the information provided by representatives of Investorville should not be relied on in lieu of professional investment advice.This site is intended to be used as a starting point for doing independent research on companies and investing techniques. Never assume people are who they say they are, know what they say they know, or are affiliated with whom they say they are affiliated. This service is being offered for entertainment purposes only, and WebFinance Inc. cannot be responsible for the content or accuracy of any information, and shall not be responsible for any trading or investment decisions made based on such information. By reading messages, you understand that you may be exposed to content that is offensive, indecent or objectionable.

We do not and cannot review every message posted and are not responsible for any content of these messages. You understand that you are solely responsible for the content of all messages you post. WebFinance Inc., the publisher of Investorville, does not guarantee the accuracy, veracity, integrity, quality or completeness of any information provided on the Investorville site; the anticipated volume of messages posted makes it impossible to do so. WebFinace Inc. and its employees will not be responsible for any errors or omissions in postings or for any results obtained from the use of such information. WebFinance Inc. and its employees will not be liable for any loss or damage caused by a user's reliance on information obtained here. If, for example, you ignore our advice to do independent research of industries, companies, and stocks, choosing instead to trade solely on information or opinions found in this forum, you have made a conscious, willing, free, and personal decision to do so.

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1. transmit any message, information, data, text or other materials ("Content") that is unlawful, harmful, threatening, abusive, harassing, tortious, fraudulent, defamatory, vulgar, obscene, pornographic, libelous, that may be invasive of another's privacy, hateful, racially, ethnically or otherwise objectionable;
2. impersonate any person or entity, including but not limited to, an Investorville employee or moderator or falsely state or otherwise misrepresent your affiliation with a person or entity;
3. post or transmit any Content that you do not have a right to post or transmit under any law or under contractual or fiduciary relationships (such as nondisclosure agreements);
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8. restrict or inhibit any other user from enjoying Investorville;
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Investorville and its designees shall have the right, but not the duty, in their sole discretion to move, edit, refuse to post, or remove any Content posted on Investorville. Without limiting the foregoing, WebFinance Inc. and its designees shall have the right, but not the duty, to remove any Content that is in violation of the provisions hereof or that we deem abusive, defamatory, obscene, in violation of copyright or trademark laws, or disruptive to the operation of the site, and shall have the right to revoke the posting privileges of violators. You agree to indemnify and hold WebFinance Inc. and its employees harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of your violation of these terms and conditions or your violation of any rights of another.

Investorville publishes a free email newsletter to keep its members up to date about what's new on Investorville. Members automatically receive it upon registering, but if you tell us you don't want it we won't send it to you. We reserve the right to republish information in it that appears on Investorville, including the text of any messages you post.

About Copyrighted Information

Message boards sometimes contain material in which users share material they have copied electronically from other sources. Because there are many thousands of possible sources spread out across the Internet, e.g., newspapers, scientific journals and bulletin boards, it is impossible to determine if any message on any Investorville board infringes the copyright of another party. If you believe that your work has been copied in a way that constitutes copyright infringement, please notify WebFinance Inc. so the situation can be promptly addressed. To notify us, please email us at comments@investorguide.com.

Privacy Information

It is Investorville's policy to take reasonable measures to respect the privacy of Investorville's users. WebFinance Inc. will take reasonable measures to not disclose the contents of your communications outside the Investorville boards unless required to do so by law or in the good faith belief that such action is reasonably necessary to: (i) comply with legal process; (ii) enforce these terms and conditions; (iii) respond to claims that any Content on the Investorville boards violate the rights of third-parties; or (iv) protect the rights, property, or personal safety of Investorville, its users and the public.

Links

Investorville may provide, and users may include in messages, links to other web sites or resources. WebFinance Inc. is not responsible for the availability of such external sites or resources, and does not endorse and is not responsible or liable for any content, advertising, products, or other materials on or available from such sites or resources. WebFinance Inc. shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on such external sites or resources. A stock's inclusion as a board on our site does not imply any type of recommendation by WebFinance Inc., nor does the lack thereof imply the reverse.

DISCLAIMER OF WARRANTIES

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LIMITATION OF LIABILITY

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Miscellaneous: These terms and conditions shall be governed by and construed in accordance with the laws of the Commonwealth of Virginia, excluding its conflict of law provisions. You and WebFinance Inc. agree to submit to the personal and exclusive jurisdiction of the courts located within Fairfax County, Virginia. The failure of WebFinance Inc. to exercise or enforce any right or provision of these terms and conditions shall not constitute a waiver of such right or provision. If any provision of these terms and conditions is found by a court of competent jurisdiction to be invalid, the court should endeavor to give effect to the intention reflected in the provision, and the other provisions of these terms and conditions shall remain in full force and effect. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the Investorville Boards or these terms and conditions must be filed within one (1) year after such claim or cause of action arose. The section titles herein are for convenience only and have no legal or contractual effect. WebFinance Inc. reserves the right to change these terms and conditions at any time and from time to time.

What to do: If you become aware of any messages in any Investorville Boards that violate these terms and conditions, please email the offending person's identification and cut and paste the relevant content into an email to comments@investorguide.com. WebFinance Inc. cannot guarantee that any action will be taken as a result of your email.

Thanks for participating in Investorville. We look forward to hearing your thoughts, suggestions and ideas.